People have varied insurance needs based on the state they live in, their vehicle's value, and what they want to do in the event of an accident.
Common Pieces Of An Insurance Policy And What They Cover
- Accidental bodily injury
- Property damage to others
- Damage to your vehicle caused by a collision with another car or object
Comprehensive Insurance CoverageThis includes loss or damage to your vehicle not from an accident. This may include:
There are many other choices for car insurance such as medical coverage, personal injury protection, uninsured motorist, and rental reimbursement. Your insurance company can help you decide if these are good options for you.
Each state has a minimum coverage amount that may leave you open to a loss in the event of an accident. You need buy insurance coverage that you can afford and that protects you in the best way possible.